Auto Accident Injury Treatment
At Wellness Concepts, we tailor auto injury treatment
to your specific needs. After a thorough examination, we will develop a personalized treatment plan for you. Your treatment may include chiropractic adjustment, NeuroVascular Release®, massage therapy, cold laser or other tools to speed your recovery. We will determine the ideal blend of treatments for your particular case.
Frequently Asked Questions
We have answered some common questions and concerns below. If you do not find the answer to your question, please read the new patients page or contact us.
How does Wellness Concepts treat auto injury patients?
We understand that auto injuries are very sensitive due to severity of injury, whiplash, and the areas of the body that are injured. That is why comprehensive personalization of your treatment plan is so important. We tailor the types of treatment (chiropractic adjustment, massage therapy, NeuroVascular Release®), the tools (cold laser, therapeutic ultrasound, etc.) and stability exercises to your unique needs. We focus on restoring stability to joint structures. Our goal is to bring your body back to pre-accident status, not just to make you feel better short-term.
What is unique about your approach to auto injury treatment?
At Wellness Concepts, our auto injury patients can expect:
- Personalized Treatment - We perform a thorough examination, and we review your health history. Then we create a personalized treatment plan based on your current health profile.
- Blend of Treatments - We will use a custom blend of treatment modalities tailored to your needs. This may include chiropractic adjustment, massage therapy, NeuroVascular Release, MR4 cold laser, therapeutic ultrasound, electric muscle stimulation, or other tools.
- Time with a Doctor - Our typical session is 30 minutes with a chiropractic doctor trained in NeuroVascular Release. We discuss your current health concerns, then we adapt our treatment to address your immediate needs.
What is PIP?
PIP stands for Personal Injury Protection. PIP is a required feature of auto insurance policies in the state of Florida. This provides a level of coverage for treatment of injuries sustained during an auto accident. This coverage may be used for chiropractic care, emergency room visits, medical doctor and dentist services.
What is the new 14 day PIP law in Florida? How does it affect me?
The new PIP regulations state that auto accident victims must be treated within 14 days to receive benefits. This can be a visit to an emergency room, a chiropractor, a medical doctor or a dentist. Patients are limited to $2,500 in treatment coverage unless a medical doctor submits an Emergency Medical Condition (EMC) form confirming that further treatment is necessary.
If you have been injured in an auto accident, we recommend that you get an attorney who can guide you on PIP coverage issues. We may also recommend that you see a medical doctor to obtain an EMC form.
Does PIP cover chiropractic, massage therapy, neurovascular release or laser treatments?
In Florida, PIP typically covers chiropractic exams, x-rays, chiropractic adjustments, cold laser, therapeutic ultrasound, and electric muscle stimulation.
Does the auto insurance company pay, or does my health insurance pay?
Your auto insurance (PIP coverage) is primary payer. Your health insurance may pick up after your auto insurance allowance has run out. You should check with your health insurance company to determine your eligibility for chiropractic care.
We recommend that you seek legal counsel to limit out-of-pocket expenses. We want to make sure the patient is protected, not leaving their care up to the insurance company.
Do you file all the insurance claims for me?
Yes, we file insurance claims on your behalf. We do our best to ensure you have coverage, but we recommend each patient contacts their insurance company to verify they have appropriate coverage. Ultimately, it is the patient's responsibility to pay for services.
Do I need to pay up-front and wait for my insurance company to reimburse me?
This depends on your auto insurance policy. If you choose to have legal counsel, all up-front costs may be deferred by a letter of protection. You may be required to pay a deductible or co-pay. Some patients do not have a deductible, and others have Med-Pay which covers a percentage of co-pay. Please check with your insurance provider for your coverage details.
Do I need to see a medical doctor before I get chiropractic care?
No - Chiropractors are considered primary physicians. But depending on severity of injuries, we might refer you for an evaluation by a medical doctor. They can further document any injuries sustained to warrant full coverage, and they can provide an EMC form to obtain full access to PIP benefits.
Do you work in conjunction with my primary care physician (PCP)?
Yes - We are delighted to work with the patient’s current primary care physician. Treatment plans can be sent to your PCP upon request.
Do I need a referral from my PCP?
No - In State of Florida, chiropractors are considered primary care and no referral is needed.
If you have any other questions, please feel free to call us at 941-756-5555 or contact us online.